What is a Business Loan?
A business loan is a sum of money borrowed from a lender, such as a bank, credit union, or online lender, to be used for business purposes. It provides the capital needed to start, operate, or expand a company. Business loans come in various forms, each designed to meet specific financial needs.
The most common types of business loans include:
Term Loans: These are lump-sum loans that are repaid over a fixed period, typically with interest. Term loans can be used for various purposes, such as purchasing equipment, financing expansion, or covering operational expenses.(read more)