Viyona Fintech has received NPCI approval to operate as a Third Party Application Provider (TPAP), enabling it to offer UPI services with partner banks. Through its GRAAMPAY platform and a new Farmers Marketplace, Viyona aims to drive financial inclusion in rural and urban areas. GRAAMPAY supports farmers and local merchants with digital collections and UPI services. Viyona also offers UPI Autopay, UPI Lite, and Credit Card on UPI for secure, accessible payments.